/* FinOra Design Refresh 2026 — backward-compatible global system */
:root {
  --navy: #17263f;
  --navy-2: #223758;
  --ink: #17263f;
  --text: #44536a;
  --muted: #738096;
  --gold: #e8ad45;
  --gold-2: #f4c870;
  --cream: #f8f5ef;
  --soft: #f2f5f8;
  --white: #ffffff;
  --line: #e2e8ef;
  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 28px;
  --shadow: 0 18px 50px rgba(23,38,63,.08);
  --shadow-sm: 0 8px 28px rgba(23,38,63,.06);
  --container: 1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:#fbfcfd;color:var(--ink);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
.container{width:min(var(--container),calc(100% - 40px));margin:0 auto}
a{text-decoration:none;color:inherit;transition:.2s ease}
a:hover{color:var(--gold)}
p{margin-bottom:18px;color:var(--text)}
ul,ol{margin:0 0 20px 24px;color:var(--text)}
h1,h2,h3,h4{color:var(--ink);letter-spacing:-.025em;line-height:1.12}
h1{font-size:clamp(2.55rem,6vw,5.4rem);margin-bottom:24px}
h2{font-size:clamp(2rem,4vw,3.35rem);margin:0 0 18px}
h3{font-size:1.35rem;margin:0 0 12px}
main{min-height:70vh;padding:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.eyebrow{display:inline-block;font-size:.74rem;text-transform:uppercase;letter-spacing:.14em;font-weight:800;color:var(--muted);margin-bottom:12px}.eyebrow--accent{color:#b7791f}.eyebrow--light{color:#f7d79b}

/* Header */
header,.site-header{background:rgba(23,38,63,.96);color:#fff;position:sticky;top:0;z-index:1000;box-shadow:0 1px 0 rgba(255,255,255,.08);backdrop-filter:blur(16px);padding:0}
header .container,.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:nowrap}
.logo{font-size:1.72rem;font-weight:800;letter-spacing:-.05em;color:#fff;white-space:nowrap}.logo span{color:var(--gold)}
nav ul{list-style:none;display:flex;align-items:center;gap:24px;margin:0;padding:0}nav a{color:#e7ebf1;font-weight:650;font-size:.94rem}nav a:hover,nav a.active{color:#fff}nav a.active{border-bottom:2px solid var(--gold)}
.primary-nav{display:flex;align-items:center;gap:24px}.primary-nav a{color:#e7ebf1;font-weight:650;font-size:.94rem}.nav-cta{padding:10px 16px;border:1px solid rgba(255,255,255,.25);border-radius:999px}.nav-cta:hover{background:#fff;color:var(--navy)}
.nav-toggle{display:none;background:none;border:0;width:44px;height:44px;place-items:center;cursor:pointer}.nav-toggle>span:not(.sr-only){display:block;width:22px;height:2px;background:white;margin:4px auto;border-radius:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:999px;border:1px solid transparent;font-weight:750;font-size:.95rem;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s ease;color:var(--navy);background:var(--gold)}
.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(23,38,63,.12);color:var(--navy);background:var(--gold-2)}
.btn-primary{background:var(--gold);color:var(--navy)}.btn-ghost,.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.btn-ghost:hover,.btn-secondary:hover{background:var(--soft)}.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-2);color:#fff}.btn-light{background:#fff;color:var(--navy)}

/* Home */
.hero{padding:86px 0 72px;background:radial-gradient(circle at 88% 15%,rgba(232,173,69,.17),transparent 30%),linear-gradient(180deg,#fff 0%,#fbfcfd 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:72px}.hero-copy h1{max-width:760px;font-size:clamp(3.25rem,6vw,5.8rem)}.hero-lead{font-size:1.14rem;max-width:680px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 28px}.hero-trust{display:flex;flex-wrap:wrap;gap:10px 22px;color:var(--muted);font-size:.85rem}.hero-trust span{display:flex;align-items:center;gap:8px}.hero-trust span:before{content:"";width:7px;height:7px;background:var(--gold);border-radius:50%}
.product-visual{position:relative;min-height:560px;display:grid;place-items:center}.product-window{width:min(100%,500px);background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:0 34px 80px rgba(23,38,63,.15);overflow:hidden;transform:rotate(1deg)}.product-window__bar{height:52px;background:#f7f9fb;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:7px;padding:0 17px}.product-window__bar span{width:9px;height:9px;border-radius:50%;background:#cad2dc}.product-window__bar small{margin-left:auto;color:var(--muted);font-weight:700}.product-window__body{padding:26px}.product-heading{display:flex;align-items:start;justify-content:space-between;gap:20px;margin-bottom:22px}.product-heading strong{display:block;font-size:1.3rem}.status-pill,.scenario-badge{font-size:.72rem;font-weight:800;padding:7px 10px;border-radius:999px;background:#fff4dc;color:#8a5a11}.metric-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid #edf1f5}.metric-row span{color:var(--muted);font-size:.88rem}.metric-row strong{font-size:.98rem}.range{height:8px;background:#e8edf3;border-radius:99px;position:relative;margin:20px 0}.range span{display:block;height:100%;background:var(--gold);border-radius:99px}.range i{position:absolute;width:18px;height:18px;border-radius:50%;background:var(--navy);border:4px solid #fff;box-shadow:0 2px 8px rgba(23,38,63,.2);top:50%;transform:translate(-50%,-50%)}.mini-chart{height:110px;display:flex;align-items:end;gap:8px;padding:20px 0}.mini-chart span{flex:1;background:linear-gradient(180deg,var(--gold),#f6d895);border-radius:7px 7px 3px 3px}.result-panel{background:var(--navy);color:#fff;padding:18px;border-radius:16px}.result-panel span,.result-panel small{display:block;color:#c7d0dc;font-size:.78rem}.result-panel strong{display:block;font-size:1.8rem;margin:4px 0 5px}.floating-note{position:absolute;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);padding:13px 15px;border-radius:16px;display:flex;align-items:center;gap:11px}.floating-note small{display:block;color:var(--muted);font-size:.72rem}.floating-note strong{display:block;font-size:.85rem}.floating-note--one{left:-18px;top:90px}.floating-note--two{right:-18px;bottom:84px}.icon-wrap{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;background:#fff5df;color:#9a6717;flex:0 0 auto}.icon-wrap svg,.text-link svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.section{padding:96px 0}.section--compact{padding:28px 0 76px}.section--soft{background:var(--soft)}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);padding:28px;min-height:260px;box-shadow:0 1px 0 rgba(23,38,63,.02)}.step-card--accent{background:var(--cream)}.step-number{position:absolute;right:22px;top:18px;font-size:.75rem;font-weight:800;color:#aab3bf}.step-card .icon-wrap{margin-bottom:34px}.step-card h2{font-size:1.45rem}.step-card p{font-size:.94rem;margin:0}.split-layout{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split-layout--reverse>*:first-child{order:1}.section-copy{max-width:560px}.section-copy>p{font-size:1.03rem}.check-list{list-style:none;margin:26px 0 30px;padding:0}.check-list li{position:relative;padding:8px 0 8px 30px}.check-list li:before{content:"";position:absolute;left:0;top:15px;width:14px;height:8px;border-left:2px solid #a36a10;border-bottom:2px solid #a36a10;transform:rotate(-45deg)}.scenario-card,.question-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow)}.scenario-head{display:flex;align-items:start;justify-content:space-between;gap:20px;margin-bottom:20px}.scenario-head h3{font-size:1.5rem}.scenario-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.scenario-grid>div{background:var(--soft);padding:18px;border-radius:14px}.scenario-grid span{display:block;color:var(--muted);font-size:.78rem}.scenario-grid strong{display:block;font-size:1.25rem;margin-top:4px}.scenario-highlight{background:var(--navy)!important;color:#fff}.scenario-highlight span{color:#bfc9d6}.microcopy{font-size:.78rem;margin:16px 0 0;color:var(--muted)}.question-card{background:var(--navy);color:#fff}.question-card .eyebrow{color:#f3d391}.question-card h3{color:#fff;font-size:1.45rem;margin-bottom:20px}.answer-option{border:1px solid rgba(255,255,255,.14);padding:12px 13px;border-radius:12px;margin:9px 0;font-size:.88rem;color:#d7dee8;display:flex;gap:10px;align-items:center}.answer-option>span{width:12px;height:12px;border:1px solid #8898ac;border-radius:50%}.answer-option--selected{background:rgba(232,173,69,.12);border-color:rgba(232,173,69,.5);color:#fff}.answer-option--selected>span{border:4px solid var(--gold)}.question-progress{height:6px;background:rgba(255,255,255,.12);border-radius:99px;margin:20px 0 7px;overflow:hidden}.question-progress span{display:block;width:28%;height:100%;background:var(--gold)}.question-card small{color:#9eabba}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:34px}.section-heading>div{max-width:700px}.section-heading>p{max-width:430px;margin:0}.life-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.life-card{border:1px solid var(--line);border-radius:var(--radius-md);padding:28px;background:#fff;min-height:290px;display:flex;flex-direction:column}.life-card>span{font-size:.78rem;font-weight:800;color:#a5afbd}.life-card h3{font-size:1.5rem;margin-top:46px}.life-card p{font-size:.92rem}.life-card b{margin-top:auto;font-size:.85rem}.life-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);color:inherit}.life-card--dark{background:var(--navy);color:#fff;border-color:var(--navy)}.life-card--dark h3,.life-card--dark b{color:#fff}.life-card--dark p{color:#c7d0dc}.featured-section{background:#fff}.featured-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:18px}.feature-card{border:1px solid var(--line);border-radius:var(--radius-md);padding:25px;display:flex;flex-direction:column;min-height:260px;background:#fff}.feature-card--large{grid-row:span 2;background:var(--cream);min-height:538px}.feature-card__meta{display:flex;justify-content:space-between;gap:12px;color:var(--muted);font-size:.72rem;margin-bottom:18px}.feature-card__meta span:first-child{color:#a16913;font-weight:800;text-transform:uppercase;letter-spacing:.05em}.feature-card h3{font-size:1.35rem}.feature-card--large h3{font-size:2.15rem;margin-top:36px}.feature-card p{font-size:.9rem}.text-link{margin-top:auto;font-size:.84rem;font-weight:800;color:var(--navy);display:inline-flex;align-items:center;gap:7px}.text-link svg{width:15px}.library-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.library-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;min-height:220px;display:flex;flex-direction:column}.library-card__top{display:flex;justify-content:space-between;gap:10px;margin-bottom:12px}.library-card__date{font-size:.7rem;color:var(--muted);white-space:nowrap}.library-card .eyebrow{font-size:.65rem;margin:0;color:#a16913}.library-card h3{font-size:1.06rem;line-height:1.3}.library-card p{font-size:.82rem;line-height:1.55}.conversation-section{padding-top:72px}.conversation-panel{background:var(--navy);border-radius:var(--radius-lg);padding:48px;display:flex;align-items:center;justify-content:space-between;gap:50px}.conversation-panel>div{max-width:760px}.conversation-panel h2{color:#fff}.conversation-panel p{color:#c7d0dc;margin-bottom:0}

/* Backward-compatible generic components */
.card-grid{display:flex;gap:22px;flex-wrap:wrap;margin:30px 0}.card,.blog-preview,.testimonial,.contact-form,.faq-item,.article-content{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}.card{padding:26px;flex:1 1 250px}.card h3{margin-top:0}.blog-preview{padding:26px;margin-bottom:22px}.blog-preview .meta,.article-content .meta{color:var(--muted);font-size:.88rem}.article-content{padding:clamp(24px,4vw,48px);max-width:940px;margin:40px auto}.article-content h1{font-size:clamp(2.3rem,5vw,4.2rem)}.article-content img{max-width:100%;border-radius:16px;margin:24px 0}.article-content .author-box{background:var(--soft);padding:20px;border-radius:14px;border-left:4px solid var(--gold);margin-top:30px}.faq-item{overflow:hidden;margin-bottom:12px}.faq-question{padding:19px 22px;font-weight:750;background:#fff;display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-question:hover{background:var(--soft)}.faq-answer{padding:0 22px 20px;display:none}.faq-answer.open{display:block}.contact-form{padding:30px;max-width:680px}.contact-form label{display:block;margin-top:15px;font-weight:700}.contact-form input,.contact-form textarea,input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select,textarea{width:100%;padding:12px 13px;border:1px solid #cfd8e3;border-radius:12px;font:inherit;background:#fff;color:var(--ink);outline:none}.contact-form input:focus,.contact-form textarea:focus,input:focus,select:focus,textarea:focus{border-color:#c59035;box-shadow:0 0 0 4px rgba(232,173,69,.12)}.contact-form .form-row{display:flex;gap:20px;flex-wrap:wrap}.contact-form .form-row>div{flex:1 1 200px}.testimonial{padding:25px;margin-bottom:18px;border-left:0}.testimonial .author{font-weight:700;margin-top:10px}

/* Footer */
footer{background:var(--navy);color:#c7d0dc;padding:52px 0 26px;text-align:left;font-size:.9rem}.footer-modern{display:grid;grid-template-columns:1.4fr .8fr 1fr;gap:40px}.footer-brand p{max-width:420px;color:#9fabb9;margin-top:14px}.footer-nav,.footer-legal{display:grid;gap:9px;align-content:start}.footer-modern a,footer a{color:#d8dee7}.footer-modern a:hover,footer a:hover{color:#fff}.footer-links{display:flex;flex-wrap:wrap;gap:16px;justify-content:center;margin:15px 0}.footer-bottom{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:14px;color:#8f9cad}.footer-modern .footer-bottom{text-align:left}

@media(max-width:980px){.hero-grid,.split-layout{grid-template-columns:1fr;gap:46px}.product-visual{min-height:500px}.steps-grid,.life-grid,.library-grid{grid-template-columns:1fr 1fr}.featured-grid{grid-template-columns:1fr 1fr}.feature-card--large{grid-row:auto;grid-column:1/-1;min-height:360px}.footer-modern{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.section-heading{align-items:start;flex-direction:column;gap:10px}.floating-note--one{left:5px}.floating-note--two{right:5px}}
@media(max-width:760px){body{font-size:16px}.container{width:min(100% - 28px,var(--container))}header .container,.header-inner{min-height:68px}.primary-nav{display:none;position:absolute;top:68px;left:14px;right:14px;background:var(--navy);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:16px;box-shadow:0 18px 40px rgba(0,0,0,.2);flex-direction:column;align-items:stretch}.primary-nav.is-open{display:flex}.primary-nav a{padding:10px 4px}.nav-toggle{display:block}.hero{padding:60px 0 46px}.hero-copy h1{font-size:clamp(2.8rem,13vw,4.5rem)}.product-visual{min-height:460px}.floating-note{display:none}.section{padding:68px 0}.section--compact{padding:20px 0 54px}.steps-grid,.life-grid,.library-grid,.featured-grid,.scenario-grid{grid-template-columns:1fr}.feature-card--large{grid-column:auto;min-height:310px}.split-layout--reverse>*:first-child{order:0}.conversation-panel{padding:30px;align-items:flex-start;flex-direction:column}.footer-modern{grid-template-columns:1fr}.footer-brand{grid-column:auto}.footer-bottom{grid-column:auto}.article-content{margin:24px auto}.contact-form .form-row{flex-direction:column}nav ul{gap:12px;justify-content:center;flex-wrap:wrap}header:not(.site-header) .container{flex-direction:column;padding:10px 0}}